First American Bank
P.O. Box 0794
Elk Grove, IL 60009-0794

This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

Interest Rates and Annual Percentage Yields are current as of April 22, 2018.   For current rate information call (847) 952-3700.

Business Checking

Limitations: The minimum balance to open this account is $.01.

Account Fees: Most commercial fees may be offset by the earnings credit allowance. The earnings credit is calculated by multiplying average collected funds, less current reserve requirements, times the current earnings credit rate, for the number of days in the statement period. Some fees cannot be offset by the earnings credit allowance. Earnings credit rates will vary with market conditions. Refer to the Business Account Fee Schedule for additional fee information.