Disclosure

First American Bank
P.O. Box 0794
Elk Grove, IL 60009-0794

This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

Interest Rates and Annual Percentage Yields are current as of April 27, 2015.   For current rate information call (847) 952-3700.

Commercial Premium Yield Money Market


Limitations: The minimum balance to open this account is $1,000.

Account Fees: A $5,000 average daily balance for the month must be maintained to avoid monthly fee of $14.95. A $100,000 minimum daily balance must be maintained in order to earn interest. Commercial Analysis fees apply to this account. Refer to the Business Account Fee Schedule for additional fee information. You may make six (6) transfers from your account each month. Transfers in excess of 6 per month: $10.00 per preauthorized or automatic transfer, or telephone agreement, order, instruction, excess check, draft, debit card or similar order (including POS transactions). Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. If you close your account before interest is credited, you will not receive the accrued interest. Accrued interest will be paid when the entire balance of your closed account is transferred to a new First American Bank account. Fees may reduce earnings.