Disclosure

First American Bank
P.O. Box 0794
Elk Grove, IL 60009-0794

This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer.

Interest Rates and Annual Percentage Yields are current as of July 02, 2015.   For current rate information call (847) 952-3700.

Easy Commercial Savings


Limitations: The minimum balance to open this account is $100.00.

Account Fees: A minimum daily balance of $1.00 must be maintained to obtain interest. A minimum daily balance of $250 must be maintained to avoid monthly fee of $5.00. All commercial analysis fees apply. Refer to the Business Account Fee Schedule for additional details and information of other fees that may apply. If you close your account before interest is credited, you will not receive the accrued interest.

Transfers or POS in excess of 6 per month: $10.00 per preauthorized or automatic transfer, or telephone agreement, order, or instruction.

You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. Fees may reduce earnings on this account.