Definitions and Limitations
*Qualifying Payments include Checks, online Bill Payments, ACH Debits, outgoing Wire Transfers and payments made with your First American Bank issued MasterCard Debit card.
A month is the period starting on the day after a statement date and ending on the last bank-processing day included in your next account statement. For example, if your statement is dated on a Saturday, Sunday, or a Monday holiday on which we are closed, your statement will include transactions from the previous statement date through the immediately preceding Friday resulting in the exclusion of transactions performed on that Saturday, Sunday or Monday holiday. To count, Qualifying Payments must appear on your account statement.
First American Bank reserves the right to close any account. Limit one account per household, joint and living trust accounts only. Terms and conditions are subject to change.
**For accounts opened online: EStatements will automatically be selected. Please enroll in our Online Banking service to view your eStatements.
For accounts opened at a branch: To select eStatements, within the first 30 days after your account is opened you must enroll in our Online Banking service and accept our Online Banking Agreement which verifies your ability to access electronic statements and provides your consent to receive electronic statements. Once enrolled, you must log in and select “Profile”, then “eStatement Preference” and change the delivery option for each desired account to “Electronic”. If you fail to select eStatements within the first 30 days of account opening, or if an owner elects to receive paper statements at any time, the account will convert to a Personal Checking account, subject to the Terms and Conditions of Personal Checking accounts and a paper statement fee will apply. Please see the applicable Schedule of Fees.