Definitions and Limitations
**Qualifying Payments include Checks, online Bill Payments, ACH Debits, outgoing Wire Transfers and payments made with your First American Bank issued MasterCard Debit card.
A month is the period starting on the day after a statement date and ending on the last bank-processing day included in your next account statement. For example, if your statement is dated on a Saturday, Sunday, or a Monday holiday on which we are closed, your statement will include transactions from the previous statement date through the immediately preceding Friday resulting in the exclusion of transactions performed on that Saturday, Sunday or Monday holiday. To count, Qualifying Payments must appear on your account statement.
*ATM Fee Refund - We will refund up to $20.00 in fees you pay for the use of ATMs not owned by First American Bank during a month. This includes fees charged by the ATM owner and fees we charge you when you withdraw cash from an ATM we do not own. Fees charged for ATM balance inquiries, cash withdrawals outside the United States including access fees and currency fees charged by the ATM owner and our International Transaction Fee are excluded.
First American Bank reserves the right to close any account. Limit one account per household, joint and living trust accounts only. Terms and conditions are subject to change.