1 Specialty Blue style, one box per order, customer pays tax and delivery.
2 Customer must request the fee reversal by notifying the bank within 30 days of the overdraft. No guarantee that overdraft item will be honored or paid.
$300 Cash Promotion
Eligibility: Open a new Optimal Checking or Advantage Checking account between April 1 and May 16, 2016 and meet the transaction and balance requirements during the second, third and fourth statement cycles (each being a “Rewards Period”).
Requirements: Account must have at least $500 in direct deposits from a paycheck, pension, or government benefit during each Rewards Period to receive Rewards for that period. Account must also maintain an average daily balance of at least $10,000 during each Rewards Period to receive Rewards for that period.
Rewards: Beginning with your second statement cycle, Rewards earned will be credited to your account on the statement date for each Rewards Period. Rewards will be paid as follows:
Available to new checking account customers only. Not available for existing checking account customers or customers whose checking account was closed in the past 6 months.
A statement cycle starts on the day after your previous statement date, and ends on the last bank processing day before your current statement date. For example, if your current statement date is a Saturday, Sunday, or a Monday holiday, your statement will include transactions from the day after your previous statement date through the Friday immediately preceding your current statement date. Transactions performed on that Saturday, Sunday and Monday holiday will not be included.
If your account is closed prior to or on your statement date for a Rewards Period, no Rewards will be paid for that Rewards Period.
Rewards amounts will be reported to the IRS as interest paid to you on IRS Form 1099-INT.
If your account is closed within the first 6 months of opening, any Rewards paid to the account will be debited from the account balance. This is in addition to other standard fees that apply. See Schedule of Fees for additional details.
First American Bank reserves the right to close any account.
|Average Daily Balance||Rewards|
|$0.00 - $9,999.99||$0.00 |
|$10,000 - $19,999.99||$33.34 |
|$20,000 - $29,999.99||$66.67 |