Consumer Loans

Fixed Rate / Fixed Term

Loan Term
10/20 Year Balloon months
Annual Percentage Rate
Number of Payments
Effective Date
Terms and Conditions
These rates are subject to change without notice. Loan to Value must be less than or equal to 85%. Repayment equals 119 monthly payments of $7.38 per $1,000 borrowed, and, assuming a loan amount of $60,000, a balloon payment of $39,671.32 due at the end of the loan term when only minimum payments are made for the maximum period of time that such payments can be made. For loans secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Subject to credit approval. NO CLOSING COST OPTION: Not available for investment properties - If at the time of closing you set up an Automatic Funds Transfer (AFT) or Automatic Clearing House (ACH) to make the monthly payment on your loan, we will pay the fees and charges associated with closing on your loan, including, but not limited to, appraisal, title, flood and recording fees (Third Party Fees and Charges). If at any time during the term of your loan you fail to maintain the AFT or ACH, you agree to repay the Third Party Fees and Charges that we previously paid which will be added to the outstanding balance of your loan. If at the time of closing you do not set up an AFT or ACH to make the monthly payment on your loan, or if the loan is secured by an investment property, then you agree to pay the Third Party Fees and Charges at closing.
Equal Housing Lender
Member FDIC