Consumer Loans

Fixed Rate / Fixed Term

Loan Term
48 months
Annual Percentage Rate
4.240%
Number of Payments
48
Effective Date
8/29/2015
Terms and Conditions
These rates are subject to change without notice. Loan to Value must be less than or equal to 85%. Consult your tax advisor regarding tax deductible status of your loan. Repayment equals 48 monthly payments of $23.25 per $1,000 borrowed. For loans secured by a first lien on a dwelling, payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater. Subject to credit approval. NO CLOSING COST OPTION: Not available for non-owner occupied residence, purchase money transactions, or agency closing transactions - If at the time of closing you set up an Automatic Funds Transfer (AFT) or Automatic Clearing House (ACH) to make the monthly payment on your loan, we will pay the fees associated with closing on your loan, including, but not limited to, appraisal, title, flood and recording fees (Third Party Fees and Charges). If at any time during the term of your loan you fail to maintain the AFT or ACH, you agree to pay the Third Party Fees and Charges which will be added to the outstanding balance of your loan. If at the time of closing you do not set up an AFT or ACH to make the monthly payment on your loan, or if the loan is secured by a non-owner occupied residence or is a purchase money transaction or an agency closing transaction, then you agree to pay the Third Party Fees and Charges at closing.
Equal Housing Lender
Member FDIC